With jobs the main focus of the Administration and Congress (other than re-election, of course), it is worth identifying why jobs are so hard to come by.  We have already mentioned the level of uncertainty in a previous post.  Now CBS News has done an excellent job of explaining how small businesses are being squeezed, because banks do not know how to react to 2011 circumstances under their 2006 rules of engagement.  The story, featuring a COSE member and my colleague from the NSBA, Marilyn Landis, is brief and accurate–well worth your time.