According to this article from Politico, the cost of operating the health insurance exchanges, including the costs of providing subsidies to lower-income purchasers of coverage, will increase dramatically over prior estimates.  In part, this is because of the failure of some states to embrace the expansion of Medicaid.  The cost of Medicaid coverage is $3000

Much attention has been given to the looming “Fiscal Cliff” and the perils of across the board sequestration.  Most commentators feel that the fiscal cliff will be avoided in some way.  The possibility of new regulations from the second-term Obama Administration that will impact small business success, profitability and growth has not been sufficiently covered. 

[T]he bottom line of the health insurance/health care market is that it was too expensive for consumers and employers before the ACA; the ACA did not do anywhere near enough to reduce the costs, or even to slow the increase in costs; and this decision does nothing to control costs, and may contribute to increasing them.
Continue Reading

The U.S. Department of Transportation’s ban on the use of hand-held mobile phones by commercial drivers is now effective. There are complex rules for who and what are covered, and very serious penalties on drivers and employers for violations.  Employers in the industry definitely ought to establish written policies banning mobile phone use by CMV